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innovative solutions currently in Joregbox Testing environment

Financial Technology & Innovation
Financial Consumer Protection
Jo-FinCERT

Finance: 1

 

#

Innovative solution

The name of company providing the innovative solution

Description

1

Crif cosmo

 

CRIF Information Technology Solutions

 

It is an in-house risk assessment tool for clients (individuals and micro, small, and medium enterprises) that measures their repayment intention (credit risk assessment). It is a customer psychometric assessment platform that tests the personalities of loan applicants and identifies their educational and cultural levels through customized questions developed in collaboration with credit risk and psychology experts.

2

Mada BNPL

Al-Mada Specialized Company for Digital Innovation

 

A platform that provides a “Buy Now, Pay Later (BNPL)” service, allowing users to purchase essential goods and services by paying in installments over a specified period, without the need to pay the full amount upfront.

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